Looking to Purchase a Home?
Optimize your finances so you can have the BEST chances of being approved for a mortgage with the BEST rates!
A Personal Finance Guide on your Journey to Homeownership!
Purchasing a home doesn’t have to be difficult. Start analyzing your situation TODAY so that you can save time from start to finish!
Budgeting
Not convinced in the power of budgeting? We’ll show you how to budget in only 5 minutes, with easy to follow templates. Budgeting is the basis for any savings or debt repayment plans and a necessary part of the homebuying process.
Debt-to-Income Ratio
If you’ve ever thought calculating your debt-to-income ratio was complicated, think again! Track your income (before taxes), and your monthly expenses (credit cards, student loan payments, child support, rent/mortgage or other debts.
Saving
It can be hard to save when you’re living paycheck to paycheck. Contrary to popular belief, this is the perfect time to develop habits that will help you on your journey to financial independence. Rule #1: ALWAYS pay yourself first.
Paying off Debt
It’s common to avoid paying debts. Think: deferring payments, paying the minimum balance, or disputing. Avoiding paying debts often leads to paying more fees in interest or harming your score. Set a plan in place today.
Home-buyer Ready!
Not sure if you’re ready to qualify for a mortgage? Is your credit score holding you back? The most common items looked at when qualifiying for a mortgage are: credit scores, employment history and debt. Find out your chances for qualifying for a mortgage and what you can do to improve your financial situation.
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